Buyer Tools
The Dubai property numbers, done properly
Most portals give you a mortgage slider and stop there. These tools model the full Dubai transaction: the 4% DLD transfer fee and its admin charges, trustee office fees, agency commission, mortgage registration, service charges by community, visa thresholds and off-plan payment schedules.
Every figure is checked against the current DLD, Central Bank and immigration rules, dated, and sourced in the code. Every calculation is shareable: set your numbers and copy the link.
True cost of buying
Purchase price plus every real transaction cost: DLD transfer fee, trustee office, agency commission, NOC, mortgage fees. The total cash you actually need.
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Rental yield & ROI
Gross and net yield with the deductions that hit a Dubai landlord: service charges per sqft, management, vacancy and maintenance. Cash-on-cash if financed.
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Golden Visa checker
Does your property qualify for the 10-year Golden Visa or the 2-year investor visa? The AED 2M rule, off-plan and mortgage cases, in plain language.
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Rent vs buy
The break-even horizon for your rent, price and rate assumptions, with the crossover year where owning pulls ahead of renting.
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Payment plan modeller
Turn a developer plan like 20/60/20 or 60/40 post-handover into a dated cash-flow schedule to and beyond handover.
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Mortgage calculator
Monthly payment, total interest and the UAE Central Bank down-payment caps that generic calculators ignore.
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Frequently asked questions
Are these calculators free to use?+
Yes, all of them, with no sign-up. They exist because accurate Dubai transaction numbers are surprisingly hard to find in one place.
How current are the fees and thresholds?+
Each figure is verified against the published DLD fee schedule, UAE Central Bank regulations and current visa guidance, and every tool shows the date the figures were last checked. If something has changed since, tell us and we will correct it.
Can I share a calculation?+
Yes. Every input is stored in the page address, so copying the link reproduces your exact scenario for anyone who opens it.
Do the results constitute advice?+
No. They are estimates built on published fee schedules and standard formulas. For a transaction, have the numbers confirmed by the Dubai Land Department, your bank and your legal advisor.