Payment plan

80/20 payment plan off-plan projects in Dubai

A 80/20 plan collects 80 percent of the price before handover, as a down payment and construction-linked instalments, and 20 percent on or after handover. 105 projects in the register publish it as their first plan, with a median first instalment of 10 percent at booking (the rest of the pre-handover share follows construction), handing over 2026 to 2030.

Projects

105

Developers

6

Median first instalment

10%

Priced from

AED 1.25M

Terra Woods - off-plan Apartments/Townhouse by Emaar in Dubai Expo City80/20

Terra Woods

Emaar · Dubai Expo City

10% at booking · handover 2030

FromAED 1.6M

Baystar by Vida - off-plan Apartments by Emaar in Mina Rashid80/20

Baystar by Vida

Emaar · Mina Rashid

10% at booking · handover 2029

FromAED 2.1M

Sera 2 - off-plan Apartments/Townhouse by Emaar in Mina Rashid80/20

Sera 2

Emaar · Mina Rashid

10% at booking · handover 2029

FromAED 2.1M

Artist Hotel - off-plan Apartments by THOE in World of Islands80/20

Artist Hotel

THOE · World of Islands

40% at booking · handover 2027

FromAED 1.6M

Rosehill - off-plan Apartments by Emaar in Dubai Hills80/20

Rosehill

Emaar · Dubai Hills

10% at booking · handover 2029

FromAED 1.7M

Creek Bay - off-plan Apartments by Emaar in Ras Al Khor80/20

Creek Bay

Emaar · Ras Al Khor

10% at booking · handover 2030

FromAED 1.8M

Albero - off-plan Apartments/Townhouse by Emaar in Green Gate at Dubai Creek Harbour80/20

Albero

Emaar · Green Gate at Dubai Creek Harbour

10% at booking · handover 2029

FromAED 1.8M

Creek Haven - off-plan Apartments by Emaar in Ras Al Khor80/20

Creek Haven

Emaar · Ras Al Khor

10% at booking · handover 2030

FromAED 2M

Fior 1 - off-plan Apartments by Emaar in Mina Rashid80/20

Fior 1

Emaar · Mina Rashid

10% at booking · handover 2030

FromAED 2.7M

Altan - off-plan Apartments/Townhouse by Emaar in Green Gate at Dubai Creek Harbour80/20

Altan

Emaar · Green Gate at Dubai Creek Harbour

10% at booking · handover 2029

FromAED 1.8M

Palace Residences Hillside - off-plan Apartments/Townhouse by Emaar in Dubai Hills80/20

Palace Residences Hillside

Emaar · Dubai Hills

10% at booking · handover 2029

FromAED 1.7M

Terra Gardens - off-plan Apartments/Townhouse by Emaar in Dubai Expo City80/20

Terra Gardens

Emaar · Dubai Expo City

10% at booking · handover 2029

FromAED 1.6M

Lyvia By Palace - off-plan Apartments by Emaar in Green Gate at Dubai Creek Harbour80/20

Lyvia By Palace

Emaar · Green Gate at Dubai Creek Harbour

10% at booking · handover 2029

FromAED 2.7M

Avelia The Valley - off-plan Villa by Emaar in The Valley80/20

Avelia The Valley

Emaar · The Valley

10% at booking · handover 2029

FromAED 7.3M

Greencrest - off-plan Apartments by Emaar in Dubai Hills80/20

Greencrest

Emaar · Dubai Hills

10% at booking · handover 2029

FromAED 1.7M

Hotel London - off-plan Apartments by THOE in World of Islands80/20

Hotel London

THOE · World of Islands

40% at booking · handover 2026

FromAED 1.8M

Salva - off-plan Villa by Emaar in The Heights80/20

Salva

Emaar · The Heights

10% at booking · handover 2030

FromAED 6.8M

Parkwood Emaar - off-plan Apartments by Emaar in Dubai Hills80/20

Parkwood Emaar

Emaar · Dubai Hills

10% at booking · handover 2029

FromAED 1.9M

Aurea - off-plan Apartments by Emaar in Mina Rashid80/20

Aurea

Emaar · Mina Rashid

10% at booking · handover 2030

FromAED 2.3M

Serro - off-plan Villa by Emaar in The Heights80/20

Serro

Emaar · The Heights

10% at booking · handover 2030

FromAED 6.9M

Silva Dubai Creek Harbour - off-plan Apartments by Emaar in Green Gate at Dubai Creek Harbour80/20

Silva Dubai Creek Harbour

Emaar · Green Gate at Dubai Creek Harbour

10% at booking · handover 2029

FromAED 1.8M

Hillsedge - off-plan Apartments by Emaar in Dubai Hills80/20

Hillsedge

Emaar · Dubai Hills

10% at booking · handover 2029

FromAED 1.8M

Montiva by Vida - off-plan Apartments by Emaar in Green Gate at Dubai Creek Harbour80/20

Montiva by Vida

Emaar · Green Gate at Dubai Creek Harbour

10% at booking · handover 2029

FromAED 1.9M

Ovelle The Valley - off-plan Villa by Emaar in The Valley80/20

Ovelle The Valley

Emaar · The Valley

10% at booking · handover 2029

FromAED 8.9M

Vida Residences Hillside - off-plan Apartments by Emaar in Dubai Hills80/20

Vida Residences Hillside

Emaar · Dubai Hills

10% at booking · handover 2029

FromAED 1.9M

The Heart of Europe - Marbella Resort Hotel, Vignette Collection - off-plan Apartments by THOE in World of Islands80/20

The Heart of Europe - Marbella Resort Hotel, Vignette Collection

THOE · World of Islands

40% at booking · handover 2027

FromAED 3.1M

Pier Point - off-plan Apartments/Townhouse by Emaar in Mina Rashid80/20

Pier Point

Emaar · Mina Rashid

10% at booking · handover 2028

FromAED 3.2M

Serro 2 - off-plan Villa by Emaar in The Heights80/20

Serro 2

Emaar · The Heights

10% at booking · handover 2030

FromAED 6.8M

Club Place - off-plan Apartments by Emaar in Dubai Hills80/20

Club Place

Emaar · Dubai Hills

10% at booking · handover 2027

FromAED 2.9M

Golf Hillside - off-plan Apartments by Emaar in Dubai Hills80/20

Golf Hillside

Emaar · Dubai Hills

10% at booking · handover 2027

FromAED 2.9M

Golf Trails - off-plan Apartments/Townhouse by Emaar in Emaar South80/20

Golf Trails

Emaar · Emaar South

10% at booking · handover 2030

FromAED 1.3M

Valia - off-plan Apartments by Emaar in Dubai Creek Harbour80/20

Valia

Emaar · Dubai Creek Harbour

20% at booking · handover 2030

FromAED 2.1M

Porto View - off-plan Apartments by Emaar in Mina Rashid80/20

Porto View

Emaar · Mina Rashid

10% at booking · handover 2028

FromAED 3.2M

Greenside Residence - off-plan Apartments by Emaar in Dubai Hills80/20

Greenside Residence

Emaar · Dubai Hills

10% at booking · handover 2027

FromAED 2M

Grove Ridge - off-plan Apartments by Emaar in Emaar South80/20

Grove Ridge

Emaar · Emaar South

10% at booking · handover 2029

FromAED 2.6M

Altus - off-plan Apartments by Emaar in Dubai Creek Harbour80/20

Altus

Emaar · Dubai Creek Harbour

10% at booking · handover 2029

FromAED 4M

Seapoint - off-plan Apartments/Penthouse by Emaar in Beach Front80/20

Seapoint

Emaar · Beach Front

10% at booking · handover 2028

FromAED 5M

Valo - off-plan Apartments by Emaar in Dubai Creek Harbour80/20

Valo

Emaar · Dubai Creek Harbour

10% at booking · handover 2028

FromAED 2.9M

Golf Vale - off-plan Apartments/Townhouse by Emaar in Emaar South80/20

Golf Vale

Emaar · Emaar South

10% at booking · handover 2030

FromAED 3.4M

Park Lane - off-plan Apartments by Emaar in Dubai Hills80/20

Park Lane

Emaar · Dubai Hills

10% at booking · handover 2028

FromAED 4.2M

The Heart of Europe - Honeymoon Island and The Floating Seahorse - off-plan Villa by THOE in World of Islands80/20

The Heart of Europe - Honeymoon Island and The Floating Seahorse

THOE · World of Islands

40% at booking · handover 2027

FromAED 21.1M

Creek Waters 2 - off-plan Apartments by Emaar in Dubai Creek Harbour80/20

Creek Waters 2

Emaar · Dubai Creek Harbour

10% at booking · handover 2027

FromAED 3.1M

Ocean Cove - off-plan Apartments by Emaar in Mina Rashid80/20

Ocean Cove

Emaar · Mina Rashid

10% at booking · handover 2028

FromAED 3.2M

Golf Hills 2 - off-plan Apartments/Townhouse by Emaar in Madinat Al Mataar80/20

Golf Hills 2

Emaar · Madinat Al Mataar

10% at booking · handover 2029

FromAED 3.3M

Marina Shores - off-plan Apartments by Emaar in Jumeirah Beach Residence (JBR)80/20

Marina Shores

Emaar · Jumeirah Beach Residence (JBR)

20% at booking · handover 2027

FromAED 4.5M

Marina Cove - off-plan Apartments by Emaar in Dubai Marina80/20

Marina Cove

Emaar · Dubai Marina

10% at booking · handover 2029

FromAED 4.6M

Rixos Hotel and Residences Phase 1 - off-plan Apartments by Nakheel in Dubai Islands80/20

Rixos Hotel and Residences Phase 1

Nakheel · Dubai Islands

20% at booking · handover 2026

FromAED 3.2M

Rixos Hotel and Residences Phase 2 - off-plan Apartments by Nakheel in Dubai Islands80/20

Rixos Hotel and Residences Phase 2

Nakheel · Dubai Islands

60% at booking · handover 2027

FromAED 5.8M

Velora and Venera at The Valley - off-plan residences by Emaar in The Valley80/20

Velora and Venera at The Valley

Emaar · The Valley

10% at booking · handover 2028

Farm Grove The Valley - off-plan residences by Emaar in Umm Nahad 3/Madinat Hind 380/20

Farm Grove The Valley

Emaar · Umm Nahad 3/Madinat Hind 3

10% at booking · handover 2028

Greenville 1 and 2 Phases - off-plan residences by Emaar in Emaar South80/20

Greenville 1 and 2 Phases

Emaar · Emaar South

10% at booking · handover 2029

Equestra - off-plan Townhouse by Emaar in Dubai Investments Park80/20

Equestra

Emaar · Dubai Investments Park

10% at booking · handover 2029

Equiterra 2 - off-plan Townhouse by Emaar in Dubai Investments Park80/20

Equiterra 2

Emaar · Dubai Investments Park

10% at booking · handover 2029

Marriott Residences JVC - off-plan residences by Khamas Group of Investment Companies and Kappa Acca Real Estate Development in JVC (Jumeirah Village Circle)80/20

Marriott Residences JVC

Khamas Group of Investment Companies and Kappa Acca Real Estate Development · JVC (Jumeirah Village Circle)

50% at booking · handover 2026

Avena at The Valley - off-plan residences by Emaar in The Valley80/20

Avena at The Valley

Emaar · The Valley

10% at booking · handover 2028

Mareva 1 and 2 The Oasis - off-plan Villa by Emaar in Al Hebiah 580/20

Mareva 1 and 2 The Oasis

Emaar · Al Hebiah 5

10% at booking · handover 2030

Damac Hills - Golf Gate 2 - off-plan Apartments by DAMAC in Damac Hills80/20

Damac Hills - Golf Gate 2

DAMAC · Damac Hills

20% at booking · handover 2027

Vindera at The Valley - off-plan Townhouse by Emaar in The Valley80/20

Vindera at The Valley

Emaar · The Valley

10% at booking · handover 2029

Terra Heights - off-plan Apartments by Emaar in Dubai Expo City80/20

Terra Heights

Emaar · Dubai Expo City

10% at booking · handover 2029

The Oasis Palmiera - off-plan residences by Emaar in The Oasis80/20

The Oasis Palmiera

Emaar · The Oasis

10% at booking · handover 2028

Showing 60 of 105. The hub lists every project with its own filters.

80/20 payment plan: common questions

How does a 80/20 payment plan work?+

A 80/20 plan collects 80 percent of the price before handover, as a down payment and construction-linked instalments, and 20 percent on or after handover.

How many Dubai projects offer a 80/20 payment plan?+

105 projects in our register carry it as their first published plan, from 6 developers, with handovers from 2026 to 2030. 0 of them also keep instalments running after handover.

What down payment does a 80/20 payment plan usually need?+

The median first instalment across these 105 projects is 10 percent of the price, paid at booking, with the Dubai Land Department's four percent registration fee due alongside it.

Other payment plans

20/80 payment plan30/70 payment plan40/60 payment plan50/50 payment plan60/40 payment plan70/30 payment planPost-handover payment planPayment plan calculatorWhat is normal in Dubai