Payment plan

40/60 payment plan off-plan projects in Dubai

A 40/60 plan collects 40 percent of the price before handover, as a down payment and construction-linked instalments, and 60 percent on or after handover. 140 projects in the register publish it as their first plan, with a median first instalment of 15 percent at booking (the rest of the pre-handover share follows construction), handing over 2025 to 2030. 45 of them also keep instalments running after the keys.

Projects

140

Developers

85

Median first instalment

15%

Priced from

AED 575K

Nirvana Residences 1 - off-plan Apartments by Meraki Developers in Dubai Production City40/60

Nirvana Residences 1

Meraki Developers · Dubai Production City

20% at booking · handover 2028

FromAED 753,789

Vibe - off-plan Apartments by Arsenal East in Al Satwa40/60 + post-handover

Vibe

Arsenal East · Al Satwa

First instalment not stated · handover 2028

FromAED 1M

Keturah Reserve - off-plan Apartments/Villa by MAG in Al Quoz 240/60 + post-handover

Keturah Reserve

MAG · Al Quoz 2

20% at booking · handover 2028

FromAED 3.9M

Saas Hills - off-plan Apartments/Penthouse/Townhouse by SAAS Properties in Dubai Science Park40/60

Saas Hills

SAAS Properties · Dubai Science Park

20% at booking · handover 2027

FromAED 1M

Tiger Sky Tower - off-plan Apartments/Penthouse by Tiger Group in Business Bay40/60 + post-handover

Tiger Sky Tower

Tiger Group · Business Bay

10% at booking · handover 2028

FromAED 3.2M

Azizi Wasel - off-plan Apartments/Penthouse by Azizi in Dubai Islands40/60

Azizi Wasel

Azizi · Dubai Islands

10% at booking · handover 2027

FromAED 1.7M

MBL Signature - off-plan Apartments by Kingdom By MAG in JLT (Jumeirah Lake Towers)40/60

MBL Signature

Kingdom By MAG · JLT (Jumeirah Lake Towers)

20% at booking · handover 2026

FromAED 1.5M

Ananda Residences - off-plan Apartments/Duplex by Tiger Group in Dubai Motor City40/60 + post-handover

Ananda Residences

Tiger Group · Dubai Motor City

10% at booking · handover 2028

FromAED 876,596

J-Haus Residence - off-plan Apartments by Hirat Real Estate Development in JVC (Jumeirah Village Circle)40/60 + post-handover

J-Haus Residence

Hirat Real Estate Development · JVC (Jumeirah Village Circle)

10% at booking · handover 2027

FromAED 914,900

Al Haseen Residences 5 - off-plan Apartments by Dugasta in Saih Shuaib 240/60 + post-handover

Al Haseen Residences 5

Dugasta · Saih Shuaib 2

10% at booking · handover 2027

FromAED 660,454

Sobha Seahaven - off-plan Apartments by Sobha in Dubai Harbour40/60

Sobha Seahaven

Sobha · Dubai Harbour

20% at booking · handover 2027

FromAED 4.6M

Azizi Ruby - off-plan Apartments by Azizi in JVC (Jumeirah Village Circle)40/60

Azizi Ruby

Azizi · JVC (Jumeirah Village Circle)

10% at booking · handover 2027

FromAED 1.1M

Asayel Avenue - off-plan Apartments by Dubai Investments Real Estate in Mirdif40/60 + post-handover

Asayel Avenue

Dubai Investments Real Estate · Mirdif

20% at booking · handover 2027

FromAED 1.7M

Oasis Residences - off-plan Apartments by HZ DEVELOPMENT in Dubai South40/60 + post-handover

Oasis Residences

HZ DEVELOPMENT · Dubai South

10% at booking · handover 2027

FromAED 1M

Azha Millennium Residences - off-plan Apartments by Azha Properties in Al Barsha South 540/60 + post-handover

Azha Millennium Residences

Azha Properties · Al Barsha South 5

10% at booking · handover 2027

FromAED 1.4M

The Woods at Sobha Sanctuary - off-plan Apartments by Sobha in The Valley40/60

The Woods at Sobha Sanctuary

Sobha · The Valley

First instalment not stated · handover 2029

FromAED 998,648

Mayfair Nexus - off-plan Apartments by Seven Mayfair Real Estate Development in Wadi Al Safa 740/60 + post-handover

Mayfair Nexus

Seven Mayfair Real Estate Development · Wadi Al Safa 7

10% at booking · handover 2028

FromAED 1.2M

Astra South - off-plan Apartments by Dugasta in Dubai South40/60 + post-handover

Astra South

Dugasta · Dubai South

20% at booking · handover 2027

FromAED 2M

Lunaya - off-plan Townhouse/Villa by Zaya Developer in Saih Shuaib40/60

Lunaya

Zaya Developer · Saih Shuaib

10% at booking · handover 2029

FromAED 5.2M

Passo by Beyond - off-plan Apartments by Beyond Developments in Palm Jumeirah40/60

Passo by Beyond

Beyond Developments · Palm Jumeirah

10% at booking · handover 2029

FromAED 4.6M

SkyGate Tower - off-plan Apartments/Duplex by Tiger Group in JVT (Jumeirah Village Triangle)40/60 + post-handover

SkyGate Tower

Tiger Group · JVT (Jumeirah Village Triangle)

10% at booking · handover 2028

FromAED 885,844

Auresta Tower - off-plan Apartments/Duplex by Tiger Group in JVC (Jumeirah Village Circle)40/60 + post-handover

Auresta Tower

Tiger Group · JVC (Jumeirah Village Circle)

10% at booking · handover 2028

FromAED 815,377

Blossom 40 - off-plan Apartments by Tranquil Infra Developers in Majan40/60

Blossom 40

Tranquil Infra Developers · Majan

20% at booking · handover 2028

FromAED 1.3M

Ocean Tower - off-plan Apartments by AAA Real Estate Development in Dubai Islands40/60

Ocean Tower

AAA Real Estate Development · Dubai Islands

20% at booking · handover 2027

FromAED 1.8M

Maison Cannelle Residence - off-plan Apartments by Casa Moderna in Al Furjan40/60

Maison Cannelle Residence

Casa Moderna · Al Furjan

10% at booking · handover 2026

FromAED 1.7M

Divine Elements - off-plan Apartments by Takmeel Real Estate Development in Madinat Al Mataar40/60 + post-handover

Divine Elements

Takmeel Real Estate Development · Madinat Al Mataar

20% at booking · handover 2028

FromAED 683,400

Mövenpick Residences Dubai Motor City Phase 1 - off-plan Apartments by CITYVIEW in Dubai Motor City40/60

Mövenpick Residences Dubai Motor City Phase 1

CITYVIEW · Dubai Motor City

5% at booking · handover 2028

FromAED 799,000

Ventana Residences - off-plan Apartments by Zedor Developments in Dubai International City40/60 + post-handover

Ventana Residences

Zedor Developments · Dubai International City

20% at booking · handover 2027

FromAED 575,000

Sports View 2 - off-plan Apartments by HZ DEVELOPMENT in Warsan 440/60 + post-handover

Sports View 2

HZ DEVELOPMENT · Warsan 4

40% at booking · handover 2027

FromAED 589,317

Manam Pearl - off-plan Apartments by Manam Realty in Jebel Ali Village40/60 + post-handover

Manam Pearl

Manam Realty · Jebel Ali Village

10% at booking · handover 2027

FromAED 1.2M

Azizi Raffi - off-plan Apartments by Azizi in Jebel Ali Village40/60

Azizi Raffi

Azizi · Jebel Ali Village

10% at booking · handover 2027

FromAED 824,000

The Caden - off-plan Apartments by Prescott in Meydan40/60 + post-handover

The Caden

Prescott · Meydan

10% at booking · handover 2028

FromAED 1.9M

VOI Residence - off-plan Apartments by HVM Living in Dubai South40/60

VOI Residence

HVM Living · Dubai South

20% at booking · handover 2027

FromAED 821,078

Azizi Arian - off-plan Apartments by Azizi in Jebel Ali Freezone Extension40/60

Azizi Arian

Azizi · Jebel Ali Freezone Extension

10% at booking · handover 2027

FromAED 974,000

Enchante - off-plan Apartments by Grid Properties in Arjan40/60

Enchante

Grid Properties · Arjan

20% at booking · handover 2028

FromAED 949,000

Rivo - off-plan Apartments by Grovy Developers in Dubailand Residence Complex40/60 + post-handover

Rivo

Grovy Developers · Dubailand Residence Complex

10% at booking · handover 2027

FromAED 860,000

Sonate Residences - off-plan Apartments by Condor Group in JVT (Jumeirah Village Triangle)40/60 + post-handover

Sonate Residences

Condor Group · JVT (Jumeirah Village Triangle)

20% at booking · handover 2027

FromAED 1.3M

Arlington Park 2 - off-plan Apartments by Majid Developments in Dubai Residence Complex40/60 + post-handover

Arlington Park 2

Majid Developments · Dubai Residence Complex

20% at booking · handover 2028

FromAED 677,587

Il Vento - off-plan Apartments by Kora Properties in Bur Dubai40/60

Il Vento

Kora Properties · Bur Dubai

10% at booking · handover 2029

FromAED 2.4M

Sea Legend Tower One - off-plan Apartments by MVS Real Estate Development in Dubai Islands40/60

Sea Legend Tower One

MVS Real Estate Development · Dubai Islands

20% at booking · handover 2027

FromAED 2.6M

Veona by Gutti - off-plan Apartments by Gutti Development in Dubailand Residence Complex40/60

Veona by Gutti

Gutti Development · Dubailand Residence Complex

20% at booking · handover 2027

FromAED 687,139

Wellington Ocean Walk - off-plan Apartments by Wellington Developments in Dubai Islands40/60 + post-handover

Wellington Ocean Walk

Wellington Developments · Dubai Islands

10% at booking · handover 2027

FromAED 2.2M

Veda - off-plan Apartments by AUM Development in JVC (Jumeirah Village Circle)40/60

Veda

AUM Development · JVC (Jumeirah Village Circle)

10% at booking · handover 2027

FromAED 1.2M

113 Residences by Iman - off-plan Apartments/Duplex by Iman Developers in Al Sufouh40/60

113 Residences by Iman

Iman Developers · Al Sufouh

20% at booking · handover 2029

FromAED 2.1M

Tivanno Residence - off-plan Apartments/Duplex by AYS Developers in Dubai Islands40/60 + post-handover

Tivanno Residence

AYS Developers · Dubai Islands

20% at booking · handover 2027

FromAED 2.5M

Soulever by Beyond - off-plan Apartments by Beyond Developments in Maritime City40/60

Soulever by Beyond

Beyond Developments · Maritime City

10% at booking · handover 2029

FromAED 3M

Laya Courtyard - off-plan Apartments by Laya Developers (Akshara Global) in Dubai Studio City40/60

Laya Courtyard

Laya Developers (Akshara Global) · Dubai Studio City

10% at booking · handover 2026

FromAED 704,198

Beverly Grande - off-plan Apartments by HMB Homes Real Estate Development in Dubai Motor City40/60

Beverly Grande

HMB Homes Real Estate Development · Dubai Motor City

First instalment not stated · handover 2027

FromAED 849,000

Sobha One - off-plan Apartments by Sobha in Ras Al Khor40/60

Sobha One

Sobha · Ras Al Khor

20% at booking · handover 2026

FromAED 1.8M

Bond Living - off-plan Apartments by Pearlshire Developments in Dubai Residence Complex40/60 + post-handover

Bond Living

Pearlshire Developments · Dubai Residence Complex

5% at booking · handover 2027

FromAED 1.1M

Arancia Yards 2 - off-plan Apartments by Beyond Developments in City Of Arabia40/60

Arancia Yards 2

Beyond Developments · City Of Arabia

10% at booking · handover 2029

FromAED 1.5M

Terva Homes - off-plan Townhouse/Villa by Al Mizan in Dubai Industrial City40/60

Terva Homes

Al Mizan · Dubai Industrial City

10% at booking · handover 2027

FromAED 2.5M

Villa Del Arte - off-plan Apartments/Duplex by Mr. Eight Development in Dubai Islands40/60

Villa Del Arte

Mr. Eight Development · Dubai Islands

20% at booking · handover 2027

FromAED 4M

Yigo 26 - off-plan Apartments by YIGO Development in Dubai International City40/60

Yigo 26

YIGO Development · Dubai International City

5% at booking · handover 2027

FromAED 735,888

Eira Residence - off-plan Apartments by Neoterra Real Estate Development L.L.C in Dubai Production City40/60 + post-handover

Eira Residence

Neoterra Real Estate Development L.L.C · Dubai Production City

10% at booking · handover 2029

FromAED 936,000

Rabdan Square - off-plan Apartments by Rabdan Developments in Meydan40/60

Rabdan Square

Rabdan Developments · Meydan

10% at booking · handover 2027

FromAED 1.7M

Ocean Pearl 1 and 2 - off-plan Apartments by Samana in Dubai Islands40/60 + post-handover

Ocean Pearl 1 and 2

Samana · Dubai Islands

20% at booking · handover 2026

FromAED 4.4M

Chapter 01 by Newbury - off-plan Apartments by Newbury Developments in Dubai International City40/60 + post-handover

Chapter 01 by Newbury

Newbury Developments · Dubai International City

10% at booking · handover 2027

FromAED 859,068

Courtyard One - off-plan Apartments by Golden Light Real Estate Developments in Dubai South40/60 + post-handover

Courtyard One

Golden Light Real Estate Developments · Dubai South

20% at booking · handover 2027

FromAED 1.1M

Whitestone Residences - off-plan Apartments by Axiom Prime Real Estate in Al Satwa40/60

Whitestone Residences

Axiom Prime Real Estate · Al Satwa

5% at booking · handover 2027

FromAED 1.2M

Showing 60 of 140. The hub lists every project with its own filters.

40/60 payment plan: common questions

How does a 40/60 payment plan work?+

A 40/60 plan collects 40 percent of the price before handover, as a down payment and construction-linked instalments, and 60 percent on or after handover.

How many Dubai projects offer a 40/60 payment plan?+

140 projects in our register carry it as their first published plan, from 85 developers, with handovers from 2025 to 2030. 45 of them also keep instalments running after handover.

What down payment does a 40/60 payment plan usually need?+

The median first instalment across these 140 projects is 15 percent of the price, paid at booking, with the Dubai Land Department's four percent registration fee due alongside it.

Other payment plans