Payment plan
20/80 payment plan off-plan projects in Dubai
A 20/80 plan collects 20 percent of the price before handover, as a down payment and construction-linked instalments, and 80 percent on or after handover. 41 projects in the register publish it as their first plan, with a median first instalment of 20 percent at booking (the rest of the pre-handover share follows construction), handing over 2025 to 2029. 7 of them also keep instalments running after the keys.
Projects
41
Developers
25
Median first instalment
20%
Priced from
AED 545K
20/80Verdana III
Reportage Properties · Dubai Investments Park
20% at booking · handover 2029
FromAED 544,957
20/80Verdana IV
Reportage Properties · Dubai Investments Park
20% at booking · handover 2028
FromAED 559,906
20/80Verdana VI
Reportage Properties · Dubai Investments Park
20% at booking · handover 2029
FromAED 640,000
20/80Beach Oasis 1 and 2
Azizi · Dubai Studio City
20% at booking · handover 2027
FromAED 1M
20/80Creek Views 3
Azizi · Al Jaddaf
10% at booking · handover 2026
FromAED 1.8M
20/80Riviera 58
Azizi · Azizi Riviera at Meydan One
10% at booking · handover 2026
FromAED 1.3M
20/80Riviera 60
Azizi · Meydan
10% at booking · handover 2026
FromAED 1.9M
20/80Ramada Residences by Wyndham
BNW Developments · Al Jaddaf
20% at booking · handover 2026
FromAED 1.9M
20/80Greenfield Living
Greenfield · Dubai South
20% at booking · handover 2027
FromAED 957,000
20/80 + post-handoverStax
Pasha1 Developers · JVC (Jumeirah Village Circle)
First instalment not stated · handover 2028
FromAED 796,761
20/80Sera Gardens by Vision
Vision Developments · Dubai Production City
20% at booking · handover 2028
FromAED 726,666
20/80Celia Gardens
Abou Eid · Meydan (Nad Al Sheba 1)
20% at booking · handover 2026
FromAED 1.7M
20/80 + post-handoverNorah Residence
Al Tareq Star Real Estate Development · JVC (Jumeirah Village Circle)
10% at booking · handover 2027
FromAED 1.2M
20/80 + post-handoverGolden Wood Views V
Golden Woods · JVC (Jumeirah Village Circle)
20% at booking · handover 2026
FromAED 1.2M
20/80Enaya Residences
DV8 Developers · JVT (Jumeirah Village Triangle)
20% at booking · handover 2026
FromAED 1M
20/80Stamn Nautis Residences
STAMN Real Estate Development · Dubai Islands
10% at booking · handover 2027
FromAED 2.4M
20/80Stamn One
STAMN Real Estate Development · Al Satwa
10% at booking · handover 2026
FromAED 1.1M
20/80Verde by Vision
Vision Developments · Dubai Sports City
10% at booking · handover 2027
FromAED 1.3M
20/80 + post-handoverViews VII
Golden Woods · Dubai South
20% at booking · handover 2026
FromAED 1.1M
20/80Palm Beach Tower 3
Nakheel · Dubai Marina
20% at booking · handover 2026
FromAED 4.2M
20/80Helvetia Residences
DHG Properties · JVC (Jumeirah Village Circle)
20% at booking · handover 2026
FromAED 1.9M
20/80 + post-handoverCasa Vista Residence
Golden Woods · JVC (Jumeirah Village Circle)
20% at booking · handover 2026
FromAED 1.2M
20/80Verdana Empire
Reportage Properties · Dubai Investments Park
20% at booking · handover 2028
FromAED 1.2M
20/80 + post-handoverZenith J1
Zenith Group · JVC (Jumeirah Village Circle)
10% at booking · handover 2026
FromAED 2.2M
20/80Bliss Tower
Grid Properties · Dubailand Residence Complex
20% at booking · handover 2026
FromAED 1.1M
20/80Palace Residences Creek Blue
Emaar · Dubai Creek Harbour
20% at booking · handover 2029
FromAED 1.8M
20/80Mayfair Gardens
Majid Developments · Al Satwa
20% at booking · handover 2026
FromAED 2.1M
20/80Me Do Re 2
Me Do Re Properties DMCC · JLT (Jumeirah Lake Towers)
20% at booking · handover 2026
FromAED 3.1M
20/80Vista by Vision
Vision Developments · Dubai Production City
10% at booking · handover 2027
FromAED 1.9M
20/80Symphony on the Рark
Nshama Group · Town Square
10% at booking · handover 2026
FromAED 2.7M
20/80Tomorrow 166
Tomorrow World Properties · Dubai Islands
10% at booking · handover 2027
FromAED 4M
20/80Azizi Grand
Azizi · Dubai Sports City
20% at booking · handover 2026
FromAED 1.9M
20/80The Baltimore
Nshama Group · Town Square
5% at booking · handover 2027
FromAED 2.4M
20/80 + post-handoverGharbi 1 Residences
Rabdan Developments · Arjan
20% at booking · handover 2026
FromAED 2.5M
20/80Val by Kasco
Kasco Developments · Al Jaddaf Waterfront
20% at booking · handover 2026
FromAED 2.8M
20/80Amer Al Ghurair Residences
Amer Al Ghurair · Wadi Al Safa 3
20% at booking · handover 2026
20/80Trafford Residences
DV8 Developers · Dubai South
20% at booking · handover 2025
20/80Vitality Residence
Segrex Development · JVC (Jumeirah Village Circle)
20% at booking · handover 2026
20/80Aria on the Park
Nshama Group · Town Square
10% at booking · handover 2026
20/80Haven Bay
Metac Properties · Dubai Islands
20% at booking · handover 2026
20/80Lana on the Park
Nshama Group · Town Square
10% at booking · handover 2026
20/80 payment plan: common questions
How does a 20/80 payment plan work?+
A 20/80 plan collects 20 percent of the price before handover, as a down payment and construction-linked instalments, and 80 percent on or after handover.
How many Dubai projects offer a 20/80 payment plan?+
41 projects in our register carry it as their first published plan, from 25 developers, with handovers from 2025 to 2029. 7 of them also keep instalments running after handover.
What down payment does a 20/80 payment plan usually need?+
The median first instalment across these 41 projects is 20 percent of the price, paid at booking, with the Dubai Land Department's four percent registration fee due alongside it.
Other payment plans