Payment Plans
Emaar Properties payment plans
209 of the 223 projects we hold from Emaar Properties publish a payment schedule; 14 do not. Across those, the commonest structure is 80/20, on 111 of the 208 whose headline plan states a full split. 30 carry a post-handover phase. 25 go further and publish the instalments inside a phase, so the construction share is a dated schedule rather than one number.
- 209
- Projects with a published plan (of 223)
- 80/20
- Commonest split, on 111 of 208
- 10%
- Median down payment, 201 stating one
- 30
- Offer a post-handover phase
Split structures across 208 projects
Read as the share due before handover against the share due at handover and after it. One project can be offered on several schedules; this counts the first one the developer lists, and the table below flags where there are alternatives.
- 80/20111 projects
- 90/1042 projects
- 60/4014 projects
- 70/3014 projects
- 65/355 projects
- 85/154 projects
- 100/03 projects
- 50/503 projects
- 55/453 projects
- 0/1002 projects
- 45/552 projects
- 75/252 projects
- 10/901 project
- 30/701 project
- 40/601 project
Every Emaar Properties plan we hold
One row per project, linking to the schedule it came from.
| Project | Plan | Down payment | Split | Instalments | Post handover | Handover |
|---|---|---|---|---|---|---|
| Baystar by Vida | Option 1+1 other | 20% | 80/20 | Phase totals only | No | Q4 2029 |
| Emaar Altus | Standard | 20% | 90/10 | Phase totals only | No | Q1 2029 |
| Lavita The Oasis | Standard | 20% | 80/20 | Phase totals only | No | Q1 2029 |
| Park Gate | Standard | 20% | 90/10 | Phase totals only | No | Q4 2027 |
| Park Gate Phase 2 By Emaar Properties | Standard | 20% | 80/20 | Phase totals only | No | Q1 2027 |
| Socio at Dubai Hills Estate | Option 1+1 other | 20% | 80/20 | Phase totals only | No | Q1 2023 |
| Forte Phase 2 By Emaar | Standard | 15% | 45/55 | Phase totals only | Yes | Q4 2022 |
| Summer | Standard | 15% | 60/40 | Phase totals only | Yes | Q1 2023 |
| The Address Residences Dubai Opera | Standard | 15% | 60/40 | Phase totals only | Yes | Q1 2023 |
| Vida Residences Creek Beach | Standard | 15% | 60/40 | Phase totals only | Yes | Q2 2023 |
| Beach Isle | Standard | 12% | 70/30 | Phase totals only | Yes | Q2 2023 |
| Beach Mansion | Standard | 12% | 70/30 | Phase totals only | Yes | Q4 2025 |
| Bliss By Emaar | Standard | 12% | 65/35 | Phase totals only | Yes | Q4 2024 |
| Caya By Emaar | Standard | 12% | 60/40 | Phase totals only | Yes | Q1 2025 |
| Caya Phase 2 By Emaar | Standard | 12% | 60/40 | Phase totals only | Yes | Q4 2024 |
| Elie Saab Phase 2 At Arabian Ranches 3 By Emaar | Standard | 12% | 100/0 | Phase totals only | No | Q4 2025 |
| Grand Bleu Tower | Standard | 12% | 70/30 | Phase totals only | Yes | Q2 2023 |
| Lamborghini Mansions | Standard | 12% | 65/35 | Phase totals only | Yes | Q4 2024 |
| Marina Vista | Standard | 12% | 60/40 | Phase totals only | Yes | Q1 2023 |
| Nara At The Valley By Emaar | Standard | 12% | 50/50 | Phase totals only | No | Q4 2024 |
| Palm Hills | Standard | 12% | 65/35 | Phase totals only | Yes | Q4 2024 |
| Address Hillcrest | Standard | 10% | 80/20 | Phase totals only | No | Q2 2026 |
| Address Residences Al Marjan Island | Standard | 10% | 90/10 | Phase totals only | No | Q1 2028 |
| Address Residences at Dubai Creek Harbour | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q1 2029 |
| Address Residences at Dubai Hills Estate | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q1 2029 |
| Address Residences The Bay | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q4 2026 |
| Address Residences Zabeel | Option 1+1 other | 10% | 90/10 | Phase totals only | No | Q3 2029 |
| Address The Bay | Standard | 10% | 80/20 | Phase totals only | No | Q4 2026 |
| Address Villas Tierra | Standard | 10% | 80/20 | 7, during construction | No | Q2 2029 |
| Aeon | standard | 10% | 90/10 | Phase totals only | No | Q2 2028 |
| Albero | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q3 2029 |
| Altan | Standard | 10% | 80/20 | Phase totals only | No | Q3 2029 |
| Anya Arabian Ranches by Emaar | Standard | 10% | 30/70 | Phase totals only | No | Q4 2026 |
| Anya Phase 2 By Emaar | Standard | 10% | 90/10 | Phase totals only | No | Q4 2026 |
| Arlo | Standard | 10% | 90/10 | Phase totals only | No | Q4 2028 |
| Aurea | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q2 2030 |
| Avarra by Palace | Standard | 10% | 90/10 | Phase totals only | No | Q2 2031 |
| Avelia | Standard | 10% | 80/20 | 7, during construction | No | Q4 2029 |
| Avena By Emaar | Option 1+2 others | 10% | 80/20 | Phase totals only | No | Q2 2028 |
| Avena Phase 2 By Emaar | Standard | 10% | 80/20 | Phase totals only | No | Q3 2028 |
| Avonlea | Standard | 10% | 90/10 | Phase totals only | No | Q4 2027 |
| Bayline | Standard | 10% | 90/10 | Phase totals only | No | Q4 2027 |
| Bayview By Emaar | Standard | 10% | 90/10 | Phase totals only | No | Q3 2028 |
| Bliss Phase 2 By Emaar | Standard | 10% | 75/25 | Phase totals only | No | Q4 2025 |
| Burj Crown | Standard | 10% | 70/30 | Phase totals only | Yes | Q2 2023 |
| Cedar Creek Beach | Standard | 10% | 90/10 | Phase totals only | No | Q3 2026 |
| Chevalia Estate | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q1 2029 |
| Chevalia Estate Phase 2 By Emaar | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q2 2029 |
| Chevalia Fields at Grand Polo Club & Resort | Standard | 10% | 80/20 | Phase totals only | No | Q2 2029 |
| Clearpoint | standard | 10% | 90/10 | Phase totals only | No | Q3 2027 |
| Club Drive | Standard | 10% | 100/0 | Phase totals only | No | Q1 2028 |
| Club Place | Standard | 10% | 80/20 | Phase totals only | No | Q4 2028 |
| Creek Bay | Standard | 10% | 80/20 | 7, during construction | No | Q2 2030 |
| Creek Beach Grove | Standard | 10% | 70/30 | Phase totals only | No | Q2 2025 |
| Creek Beach Lotus | Standard | 10% | 70/30 | Phase totals only | No | Q3 2025 |
| Creek Beach Rosewater | Standard | 10% | 70/30 | Phase totals only | No | Q1 2023 |
| Creek Beach Surf | Standard | 10% | 60/40 | Phase totals only | Yes | Q1 2023 |
| Creek Crescent | Standard | 10% | 80/20 | Phase totals only | No | Q2 2026 |
| Creek Haven | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q1 2030 |
| Creek Palace | Standard | 10% | 55/45 | Phase totals only | Yes | Q1 2026 |
| Creek Waters By Emaar | Standard | 10% | 90/10 | Phase totals only | No | Q3 2027 |
| Creek Waters Phase 2 By Emaar | Standard | 10% | 90/10 | Phase totals only | No | Q4 2027 |
| Eden | Standard | 10% | 55/45 | Phase totals only | Yes | Q2 2023 |
| Elea at The Valley | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q2 2028 |
| Elora The Valley | Standard | 10% | 80/20 | Phase totals only | No | Q3 2026 |
| Elva | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q4 2028 |
| Elvira | Standard | 10% | 80/20 | Phase totals only | No | Q4 2026 |
| Emaar Beachgate | Standard | 10% | 80/20 | Phase totals only | No | Q4 2026 |
| Emaar Expo Living | Standard | 10% | 80/20 | Phase totals only | No | Q1 2029 |
| Equestra at Grand Polo Club & Resort | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q3 2029 |
| Equiterra | Standard | 10% | 80/20 | 6, during construction | No | Q3 2029 |
| Equiterra 2 at Grand Polo & Resort | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q3 2029 |
| Expo Golf Villas 6 | Standard | 10% | 70/30 | 11, during construction | No | Q4 2025 |
| Fairway Villas By Emaar | Standard | 10% | 80/20 | 7, during construction | No | Q3 2026 |
| Fairway Villas Phase 2 By Emaar | Standard | 10% | 85/15 | Phase totals only | No | Q4 2026 |
| Fairway Villas Phase 3 By Emaar | Standard | 10% | 90/10 | Phase totals only | No | Q1 2028 |
| Farm Gardens phase 2 By Emaar | Standard | 10% | 90/10 | 8, during construction | No | Q1 2028 |
| Farm Grove | Standard | 10% | 80/20 | Phase totals only | No | Q4 2028 |
| Faro At The Heights | Standard | 10% | Partial | 6, during construction | No | Q2 2030 |
| Golf Acres | Standard | 10% | 80/20 | Phase totals only | No | Q4 2028 |
| Golf Dale | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q4 2028 |
| Golf Edge | Standard | 10% | 80/20 | Phase totals only | No | Q1 2029 |
| Golf Grand | Standard | 10% | 90/10 | Phase totals only | No | Q1 2027 |
| Golf Hills | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q3 2029 |
| Golf Hillside | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q4 2028 |
| Golf Lane | Standard | 10% | 80/20 | Phase totals only | No | Q4 2028 |
| Golf Meadow | Standard | 10% | 80/20 | 7, during construction | No | Q3 2029 |
| Golf Place By Emaar | Standard | 10% | 40/60 | Phase totals only | Yes | Q1 2023 |
| Golf Place Phase 2 By Emaar | Standard | 10% | 50/50 | Phase totals only | Yes | Q2 2024 |
| Golf Trails | Standard | 10% | 80/20 | 7, during construction | No | Q4 2030 |
| Golf Vale | Standard | 10% | 80/20 | Phase totals only | No | Q1 2030 |
| Golf Verge | Standard | 10% | 80/20 | Phase totals only | No | Q2 2029 |
| Golf ville | Standard | 10% | 50/50 | Phase totals only | Yes | Q4 2023 |
| Grand Polo Club and Resort | Standard | 10% | 80/20 | 7, during construction | No | Q2 2029 |
| Greencrest | Standard | 10% | 80/20 | Phase totals only | No | Q2 2029 |
| Greenridge | Option 1+1 other | 10% | 80/20 | 7, during construction | No | Q4 2028 |
| Greenside Residence | Standard | 10% | 90/10 | Phase totals only | No | Q3 2027 |
| Greenspoint | Standard | 10% | 80/20 | 7, during construction | No | Q1 2029 |
| Greenspoint Phase 2 By Emaar | Standard | 10% | 80/20 | Phase totals only | No | Q1 2029 |
| Greenview Phase 3 By Emaar | Standard | 10% | 70/30 | Phase totals only | No | Q4 2025 |
| Greenville By Emaar | Standard | 10% | 80/20 | Phase totals only | No | Q1 2029 |
| Greenville Phase 2 By Emaar | Standard | 10% | 80/20 | Phase totals only | No | Q1 2029 |
| Greenway | Standard | 10% | 90/10 | Phase totals only | No | Q2 2028 |
| Greenway Phase 2 By Emaar | Standard | 10% | 90/10 | Phase totals only | No | Q2 2028 |
| Grove Ridge | Standard | 10% | 80/20 | Phase totals only | No | Q3 2029 |
| Hills Park | Standard | 10% | 80/20 | Phase totals only | No | Q2 2026 |
| Hillsedge | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q1 2029 |
| June By Emaar | Standard | 10% | 90/10 | Phase totals only | No | Q2 2025 |
| Kaia at The Valley | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q3 2028 |
| Lillia at The Valley | Standard | 10% | 90/10 | 7, during construction | No | Q1 2027 |
| Lime Gardens | Standard | 10% | 80/20 | Phase totals only | No | Q1 2026 |
| Lyvia by Palace | Standard | 10% | 80/20 | 7, during construction | No | Q3 2029 |
| Mangrove By Emaar | Standard | 10% | 80/20 | 6, during construction | No | Q3 2026 |
| Mareva 2 The Oasis | Standard | 10% | 80/20 | Phase totals only | No | Q1 2030 |
| Mareva The Oasis | Standard | 10% | 80/20 | Phase totals only | No | Q1 2030 |
| Marina Cove | Standard | 10% | 80/20 | Phase totals only | No | Q3 2029 |
| Marina Place By Emaar | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q4 2028 |
| Marina Place Phase 2 by Emaar | Standard | 10% | 80/20 | Phase totals only | No | Q4 2028 |
| Marina Shores | Standard | 10% | 80/20 | Phase totals only | No | Q4 2026 |
| Marina Views | Standard | 10% | 80/20 | Phase totals only | No | Q4 2028 |
| May | Standard | 10% | 90/10 | Phase totals only | No | Q3 2027 |
| Mirage The Oasis | Standard | 10% | 90/10 | Phase totals only | No | Q2 2028 |
| Montiva at Emaar Green Gate | Standard | 10% | 80/20 | Phase totals only | No | Q3 2029 |
| Montura 2 at Grand Polo | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q2 2029 |
| Montura 3 at Grand Polo | Standard | 10% | 80/20 | Phase totals only | No | Q2 2029 |
| Montura at Grand Polo | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q2 2029 |
| Moor at Creek Beach | Standard | 10% | 80/20 | Phase totals only | No | Q4 2026 |
| Nara Phase 2 By Emaar | Standard | 10% | 60/40 | Phase totals only | Yes | Q4 2023 |
| Nima The Valley | Standard | 10% | 80/20 | Phase totals only | No | Q3 2027 |
| Oasis Address Branded Villas | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q2 2029 |
| Ocean Cove | Standard | 10% | 80/20 | Phase totals only | No | Q3 2028 |
| Ocean Point 1 By Emaar | Standard | 10% | 90/10 | Phase totals only | No | Q2 2028 |
| Ocean Star | Standard | 10% | 90/10 | 8, during construction | No | Q1 2028 |
| Ocean Views | Standard | 10% | 80/20 | Phase totals only | No | Q3 2028 |
| Orania The Valley | Standard | 10% | 75/25 | Phase totals only | No | Q4 2025 |
| Orchid At Creek Beach | Standard | 10% | 70/30 | Phase totals only | No | Q3 2025 |
| Oria | Standard | 10% | 90/10 | Phase totals only | No | Q4 2025 |
| Ovelle | Standard | 10% | 80/20 | 7, during construction | No | Q4 2029 |
| Palace Beach Residence | Standard | 10% | 65/35 | Phase totals only | Yes | Q4 2025 |
| Palace Residences - Dubai Creek Harbour | Standard | 10% | 55/45 | Phase totals only | Yes | Q1 2024 |
| Palace Residences Creek Blue | Standard | 10% | 90/10 | Phase totals only | No | Q1 2029 |
| Palace Residences Dubai Hills | Standard | 10% | 80/20 | 7, during construction | No | Q2 2028 |
| Palace Residences Hillside A | Standard | 10% | 80/20 | Phase totals only | No | Q2 2029 |
| Palace Residences Hillside B | Standard | 10% | 80/20 | Phase totals only | No | Q4 2029 |
| Palace Residences North | Standard | 10% | 80/20 | Phase totals only | No | Q2 2027 |
| Palace Villas Ostra | Standard | 10% | 80/20 | Phase totals only | No | Q3 2029 |
| Palmeira The Oasis | Standard | 10% | 85/15 | Phase totals only | No | Q4 2027 |
| Palmiera 2 at The Oasis | standard | 10% | 90/10 | Phase totals only | No | Q2 2028 |
| Palmiera 3 at The Oasis | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q4 2028 |
| Palmiera Collective | Standard | 10% | 85/15 | Phase totals only | No | Q1 2029 |
| Park Field | Standard | 10% | 70/30 | Phase totals only | No | Q4 2025 |
| Park Horizon | Standard | 10% | 80/20 | Phase totals only | No | Q3 2026 |
| Park Lane Residences by Emaar | Standard | 10% | 80/20 | 7, during construction | No | Q4 2028 |
| Parkland | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q4 2028 |
| Parkside Hills | Option 1+1 other | 10% | 90/10 | Phase totals only | No | Q2 2028 |
| Parkside Views | Standard | 10% | 90/10 | Phase totals only | No | Q3 2027 |
| Parkwood | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q1 2029 |
| Pier Point By Emaar | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q4 2028 |
| Pier Point Phase 2 By Emaar | Option 1+1 other | 10% | 80/20 | 7, during construction | No | Q4 2028 |
| Porto View | Standard | 10% | 80/20 | Phase totals only | No | Q4 2028 |
| Raya At Arabian Ranches 3 By Emaar | Standard | 10% | 80/20 | Phase totals only | No | Q2 2026 |
| Rivana The Valley | Standard | 10% | 90/10 | Phase totals only | No | Q1 2027 |
| Rivera at the Valley | Standard | 10% | 90/10 | Phase totals only | No | Q4 2028 |
| Rosehill by Emaar | Option 1+1 other | 10% | 80/20 | 7, during construction | No | Q2 2029 |
| Ruba | Standard | 10% | 10/90 | Phase totals only | Yes | Q1 2023 |
| Ruba Townhouses Phase 2 By Emaar | Standard | 10% | 60/40 | Phase totals only | Yes | Q1 2023 |
| Salva The Heights | Standard | 10% | 85/15 | Phase totals only | No | Q3 2030 |
| Savanna | Option 1+1 other | 10% | 90/10 | Phase totals only | No | Q3 2026 |
| Seagate | Standard | 10% | 80/20 | Phase totals only | No | Q3 2025 |
| Seapoint | Option 1+1 other | 10% | 90/10 | Phase totals only | No | Q1 2028 |
| Seascape | Standard | 10% | 80/20 | Phase totals only | No | Q4 2026 |
| Selvara | Standard | 10% | 80/20 | Phase totals only | No | Q2 2029 |
| Selvara Phase 2 By Emaar | Standard | 10% | 80/20 | Phase totals only | No | Q2 2029 |
| Selvara Phase 3 by Emaar | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q2 2029 |
| Selvara Phase 4 by Emaar | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q2 2029 |
| Sera by Emaar | Standard | 10% | 80/20 | 7, during construction | No | Q4 2029 |
| Sera Phase 2 By Emaar | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q4 2029 |
| St Regis The Residences | Standard | 10% | 70/30 | Phase totals only | No | Q4 2026 |
| Sun Arabian Ranches Phase 3 By Emaar | Standard | 10% | 60/40 | Phase totals only | Yes | Q1 2023 |
| Sunridge | Standard | 10% | 90/10 | Phase totals only | No | Q1 2027 |
| Talia | Standard | 10% | 60/40 | Phase totals only | No | Q1 2025 |
| Terra Gardens | Standard | 10% | 80/20 | Phase totals only | No | Q4 2029 |
| Terra Woods | Standard | 10% | 100/0 | 8, during construction | No | Q1 2030 |
| The Bristol | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q3 2029 |
| The Cove Phase 2 By Emaar | Standard | 10% | 80/20 | Phase totals only | No | Q4 2026 |
| The Farm Gardens By Emaar | Standard | 10% | 80/20 | Phase totals only | No | Q3 2026 |
| The Residence Burj Khalifa | Standard | 10% | 80/20 | Phase totals only | No | Q4 2024 |
| Valo | Standard | 10% | 90/10 | Phase totals only | No | Q3 2028 |
| Velora By Emaar | Standard | 10% | 80/20 | Phase totals only | No | Q3 2028 |
| Velora Phase 2 By Emaar | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q3 2028 |
| Venera | Standard | 10% | 80/20 | Phase totals only | No | Q3 2028 |
| Vida Residences Club Point | Standard | 10% | 80/20 | 8, during construction | No | Q1 2029 |
| Vida Residences DHE | Standard | 10% | 90/10 | Phase totals only | No | Q4 2027 |
| Vida Residences Hillside | Option 1+1 other | 10% | 80/20 | Phase totals only | No | Q2 2029 |
| Vindera | Standard | 10% | 90/10 | Phase totals only | No | Q4 2028 |
| Virella 2 | Standard | 10% | 70/30 | Phase totals only | No | Q1 2030 |
| Vista Ridge | Standard | 10% | 80/20 | Phase totals only | No | Q3 2029 |
| Greenviews Phase 2 By Emaar | Standard | 5% | 65/35 | Phase totals only | No | Q1 2024 |
| Island Park By Emaar | Standard | 5% | 60/40 | Phase totals only | No | Q1 2025 |
| Island Park Phase 2 By Emaar | Standard | 5% | 60/40 | Phase totals only | No | Q1 2025 |
| Majestic Vistas | Standard | 5% | 45/55 | Phase totals only | Yes | Q4 2024 |
| Address Harbour Point | Standard | Not stated | 0/100 | Phase totals only | Yes | Q1 2023 |
| Alana at The Valley | Standard | Not stated | 90/10 | Phase totals only | No | Q3 2027 |
| Elie Saab Dubai By Emaar | Standard | Not stated | 0/100 | Phase totals only | Yes | Q3 2025 |
| Farm Grove Phase 2 by emaar | Standard | Not stated | 90/10 | Phase totals only | No | Q4 2028 |
| Golf Point | Standard | Not stated | 80/20 | Phase totals only | No | Q4 2028 |
| June Phase 2 By Emaar | Standard | Not stated | 70/30 | Phase totals only | No | Q4 2024 |
| Silva | Standard | Not stated | 80/20 | Phase totals only | No | Q3 2029 |
| Sirdhana | Standard | Not stated | 60/40 | Phase totals only | Yes | Q3 2025 |
Where these numbers come from
Each schedule above is the one Emaar Properties published for that project at the time we catalogued it. Payment plans move between launch phases, and the same project can be sold on a different plan in a later release or a different tower. The plan that binds you is the one printed on the reservation form, so read this as the shape of what Emaar Properties offers, not as a quote.
If you want the schedule that is actually on offer for one of these projects today, including what the developer will move on, ask us.